Flat-Fee Retirement Planning

Below is a breakdown of our two (2) primary offerings:
one time plan

One-Time Financial Plan

$5,000 one-time fee*
**Just 1 one-time planning slot left for Q4 2025. Once full, booking will begin for Q1 2026.**

Half paid upfront, remaining paid after plan presentation

30 days of email access after plan delivery
Collaborative retirement vision meeting
Comprehensive financial review & recommendations
One-time retirement tax analysis
Investment review & optimization
Estate & beneficiary review
Social Security & pension strategy review
Insurance coverage assessment
And more
Get Started
Fees can be paid via ACH or credit card.
*For typical scenarios. Fee may be adjusted based upon complexity.
HOW It WORKS

Dunes Retirement Process

1) Get to Know Each Other

Schedule a complimentary intro call to discuss what’s on your mind.

2) Get Organized

Complete the financial planning questionnaire and submit your documents to Dunes.

3) Retirement Readiness Score & Sign Agreements

Review your Retirement Readiness Score, identify gaps, and discuss initial recommendations. Sign client agreements.

4) Build Your Retirement Income Plan

Together, we'll turn your Retirement Readiness Score into a clear and actionable Retirement Income plan.

5) Implement a Personalized Investment Strategy

Once your Retirement Income plan is in place, we’ll review and implement a personalized investment strategy.

6) Optimize Current and Future Tax Strategy

With your plan and investments aligned, we'll refine and adjust your tax strategy.

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Ongoing Service
Prior Year Tax Letter

+ Quarterly Rebalance Analysis

Spring Meeting

Tax and Investment Focused

+ Quarterly Rebalance Analysis

Fall Meeting

Financial Plan Review

+ Quarterly Rebalance Analysis

Year-End Tax Strategy

+ Quarterly Rebalance Analysis

Included: Year Round Investment Management, Income Guardrails, & On-Demand Access to Advisor